Learn · Research
What we tested.
What we will not sell.
Detailed notes from DCA timing, sector rotation, and dual-momentum experiments — with performance charts. SteadyGrow is free calculators now; this section is the education trail.
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Research notes
- What our investing research actually found
A plain summary of years of tactical and DCA experiments — timing, sectors, dual momentum — and why SteadyGrow is free calculators, not a paid strategy.
- Why timing the same paycheck failed
We tested skip/boost and pot-style DCA timing against blind weekly and monthly DCA. Honest results did not clear a shippable bar — invent-cash and contribution-path effects were the usual fake wins.
- Why sector and country rotation failed against the S&P 500
Country momentum and Select Sector SPDR overlays looked interesting in sample. Walk-forward, costs, and rolling TWR killed them as a SteadyGrow return feature.
- Dual momentum vs equal-weight of the same field
Locked dual-momentum rule on liquid asset-class ETFs, $500/month, 10 bps, 2002–2026. Beat live equal-weight by about +1.2pp TWR with a milder drawdown — INTERESTING, not a paid product.
- Why the bitcoin dual-momentum chart is not a product claim
Adding a BTC-USD price proxy makes dual momentum look like it crushes SPY. That path is not what an IBIT or UCITS buyer would have earned — and max drawdown jumps near −50%.
- When dual momentum loses to equal-weight
On US-only and world-equity-only menus, dual momentum lost to that menu’s own equal-weight. Themes and charts from our multi-asset stress tests.
- Why S&P 500 DCA is the honest baseline
After timing and tactical forks failed our bar, the evidence-backed habit is simple: the same contribution into a broad market on a schedule. How to use SteadyGrow’s S&P 500 DCA tools.
- Why we do not sell a paid allocation product
Dual momentum’s edge vs equal-weight was real but small and fragile. Sector and timing forks failed. SteadyGrow stays free calculators and research notes — not a $29/quarter strategy.