Learn · Research notes
Why we do not sell a paid allocation product
Dual momentum’s edge vs equal-weight was real but small and fragile. Sector and timing forks failed. SteadyGrow stays free calculators and research notes — not a $29/quarter strategy.
Direct answer
We killed the paid allocator because the edges we found were not large or stable enough to charge for. The domain continues as S&P 500 DCA calculators, what-ifs, and honest research write-ups.
The bar we refused to lower
A rule is only worth selling if a customer can hear one sentence and the numbers clear:
- Positive TWR excess vs the right benchmark
- Rolling windows that are clearly better than coin-flip
- Drawdown not worse
- Costs that a retail ETF trader actually pays
Dual momentum vs equal-weight cleared a weak version of (1) and part of (2) — about +1.2pp/year TWR in sample, better DD — then failed recent starts and preference menus. That is research. It is not “2–5% extra per year.”
Timing and sector forks failed harder.
What SteadyGrow is now
Free investing calculators and historical analysis.
- Calculate: DCA, monthly habits, S&P 500, Bitcoin
- Compare: lump sum vs DCA, crash windows
- Explore: what-if stories
- Learn: DCA guides + these research notes
No subscription pitch for a monthly “smart” order.
The paper
Dual momentum across asset classes remains public, labeled INTERESTING, not PROMISING.
Frequently asked questions
- Why we do not sell a paid allocation product?
- We killed the paid allocator because the edges we found were not large or stable enough to charge for. The domain continues as S&P 500 DCA calculators, what-ifs, and honest research write-ups.
- Do you sell a trading strategy based on this research?
- No. These pages document what we tested and why we do not sell a paid allocator. Use the free S&P 500 DCA calculators instead.
Run the numbers on real history
Guides are cheap. Seeing a monthly habit on published S&P 500 prices is the point.