What if · since 2024 · S&P 500
What if I invested $500 every month in S&P 500 since 2024?
How much would $500 monthly into S&P 500 since 2024 be worth? Blind DCA vs adaptive contributions.
2024-01-05 → 2026-08-28
$500/month · Monthly DCA · S&P 500
Contributed$16,038
Blind DCA value$20,736
Return+29.3%
SteadyGrow value$19,031
vs blind DCA$-1,705
Lump sum (same capital)$27,163
S&P 5002024-01-05 → 2026-08-28 · $500/month
$-1,705 vs blind (-8.2%)Ended -8.2%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $500/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.