What if · since 2024 · S&P 500

What if I invested $250 every month in S&P 500 since 2024?

How much would $250 monthly into S&P 500 since 2024 be worth? Blind DCA vs adaptive contributions.

2024-01-052026-08-28

$250/month · Monthly DCA · S&P 500

Contributed$8,019
Blind DCA value$10,368
Return+29.3%
SteadyGrow value$9,515
vs blind DCA$-853
Lump sum (same capital)$13,582
S&P 5002024-01-05 → 2026-08-28 · $250/month
 $-853 vs blind (-8.2%)Ended -8.2%
Blind DCASteadyGrow
$57$2,686$5,316$7,946$10.6k2024-012024-072025-012025-082026-022026-08

What if your contribution wasn't always the same?

Blind DCA deploys $250/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.