What if · since 2024 · S&P 500
What if I invested $1,000 every month in S&P 500 since 2024?
How much would $1,000 monthly into S&P 500 since 2024 be worth? Blind DCA vs adaptive contributions.
2024-01-05 → 2026-08-28
$1000/month · Monthly DCA · S&P 500
Contributed$32,077
Blind DCA value$41,473
Return+29.3%
SteadyGrow value$38,063
vs blind DCA$-3,410
Lump sum (same capital)$54,329
S&P 5002024-01-05 → 2026-08-28 · $1000/month
$-3,410 vs blind (-8.2%)Ended -8.2%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $1000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.