What if · since 2022 · S&P 500
What if I invested $500 every month in S&P 500 since 2022?
How much would $500 monthly into S&P 500 since 2022 be worth? Blind DCA vs adaptive contributions.
2022-01-07 → 2026-08-28
$500/month · Monthly DCA · S&P 500
Contributed$28,037
Blind DCA value$43,973
Return+56.8%
SteadyGrow value$59,565
vs blind DCA+$15,592
Lump sum (same capital)$49,179
S&P 5002022-01-07 → 2026-08-28 · $500/month
+$15,592 vs blind (+35.5%)Ended +35.5%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $500/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.