What if · since 2022 · S&P 500
What if I invested $1,000 every month in S&P 500 since 2022?
How much would $1,000 monthly into S&P 500 since 2022 be worth? Blind DCA vs adaptive contributions.
2022-01-07 → 2026-08-28
$1000/month · Monthly DCA · S&P 500
Contributed$56,077
Blind DCA value$87,949
Return+56.8%
SteadyGrow value$119,135
vs blind DCA+$31,187
Lump sum (same capital)$98,362
S&P 5002022-01-07 → 2026-08-28 · $1000/month
+$31,187 vs blind (+35.5%)Ended +35.5%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $1000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.