What if · since 2022 · S&P 500

What if I invested $250 every month in S&P 500 since 2022?

How much would $250 monthly into S&P 500 since 2022 be worth? Blind DCA vs adaptive contributions.

2022-01-072026-08-28

$250/month · Monthly DCA · S&P 500

Contributed$14,019
Blind DCA value$21,986
Return+56.8%
SteadyGrow value$29,783
vs blind DCA+$7,796
Lump sum (same capital)$24,589
S&P 5002022-01-07 → 2026-08-28 · $250/month
 +$7,796 vs blind (+35.5%)Ended +35.5%
Blind DCASteadyGrow
$57$7,671$15.3k$22.9k$30.5k2022-012022-122023-112024-102025-092026-08

What if your contribution wasn't always the same?

Blind DCA deploys $250/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.