What if · since 2020 · Gold
What if I invested $500 every month in Gold since 2020?
How much would $500 monthly into Gold since 2020 be worth? Blind DCA vs adaptive contributions.
2020-01-03 → 2026-08-28
$500/month · Monthly DCA · Gold
Contributed$40,152
Blind DCA value$80,962
Return+101.6%
SteadyGrow value$70,204
vs blind DCA$-10,758
Lump sum (same capital)$112,507
Gold2020-01-03 → 2026-08-28 · $500/month
$-10,758 vs blind (-13.3%)Ended -13.3%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $500/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.