What if · since 2020 · Gold

What if I invested $1,000 every month in Gold since 2020?

How much would $1,000 monthly into Gold since 2020 be worth? Blind DCA vs adaptive contributions.

2020-01-032026-08-28

$1000/month · Monthly DCA · Gold

Contributed$80,308
Blind DCA value$161,930
Return+101.6%
SteadyGrow value$140,413
vs blind DCA$-21,517
Lump sum (same capital)$225,023
Gold2020-01-03 → 2026-08-28 · $1000/month
 $-21,517 vs blind (-13.3%)Ended -13.3%
Blind DCASteadyGrow
$162$47.2k$94.2k$141k$188k2020-012021-042022-092023-122025-052026-08

What if your contribution wasn't always the same?

Blind DCA deploys $1000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.