What if · since 2020 · Gold

What if I invested $250 every month in Gold since 2020?

How much would $250 monthly into Gold since 2020 be worth? Blind DCA vs adaptive contributions.

2020-01-032026-08-28

$250/month · Monthly DCA · Gold

Contributed$20,076
Blind DCA value$40,481
Return+101.6%
SteadyGrow value$35,102
vs blind DCA$-5,379
Lump sum (same capital)$56,253
Gold2020-01-03 → 2026-08-28 · $250/month
 $-5,379 vs blind (-13.3%)Ended -13.3%
Blind DCASteadyGrow
$41$11.8k$23.5k$35.3k$47k2020-012021-042022-092023-122025-052026-08

What if your contribution wasn't always the same?

Blind DCA deploys $250/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.