What if · since 2024 · S&P 500

What if I invested $2,000 every month in S&P 500 since 2024?

How much would $2,000 monthly into S&P 500 since 2024 be worth? Blind DCA vs adaptive contributions.

2024-01-052026-08-28

$2000/month · Monthly DCA · S&P 500

Contributed$64,154
Blind DCA value$82,947
Return+29.3%
SteadyGrow value$76,126
vs blind DCA$-6,821
Lump sum (same capital)$108,657
S&P 5002024-01-05 → 2026-08-28 · $2000/month
 $-6,821 vs blind (-8.2%)Ended -8.2%
Blind DCASteadyGrow
$452$21.5k$42.5k$63.6k$84.6k2024-012024-072025-012025-082026-022026-08

What if your contribution wasn't always the same?

Blind DCA deploys $2000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.