What if · since 2016 · S&P 500
What if I invested $500 every month in S&P 500 since 2016?
How much would $500 monthly into S&P 500 since 2016 be worth? Blind DCA vs adaptive contributions.
2016-01-01 → 2026-08-28
$500/month · Monthly DCA · S&P 500
Contributed$64,267
Blind DCA value$156,613
Return+143.7%
SteadyGrow value$192,985
vs blind DCA+$36,372
Lump sum (same capital)$287,398
S&P 5002016-01-01 → 2026-08-28 · $500/month
+$36,372 vs blind (+23.2%)Ended +23.2%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $500/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.