What if · since 2016 · S&P 500
What if I invested $1,000 every month in S&P 500 since 2016?
How much would $1,000 monthly into S&P 500 since 2016 be worth? Blind DCA vs adaptive contributions.
2016-01-01 → 2026-08-28
$1000/month · Monthly DCA · S&P 500
Contributed$128,539
Blind DCA value$313,240
Return+143.7%
SteadyGrow value$385,986
vs blind DCA+$72,747
Lump sum (same capital)$574,821
S&P 5002016-01-01 → 2026-08-28 · $1000/month
+$72,747 vs blind (+23.2%)Ended +23.2%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $1000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.