What if · since 2020 · S&P 500
What if I invested $250 every month in S&P 500 since 2020?
How much would $250 monthly into S&P 500 since 2020 be worth? Blind DCA vs adaptive contributions.
2020-01-03 → 2026-08-28
$250/month · Monthly DCA · S&P 500
Contributed$20,076
Blind DCA value$35,845
Return+78.5%
SteadyGrow value$46,566
vs blind DCA+$10,721
Lump sum (same capital)$52,544
S&P 5002020-01-03 → 2026-08-28 · $250/month
+$10,721 vs blind (+29.9%)Ended +29.9%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $250/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.