What if · since 2020 · S&P 500
What if I invested $2,000 every month in S&P 500 since 2020?
How much would $2,000 monthly into S&P 500 since 2020 be worth? Blind DCA vs adaptive contributions.
2020-01-03 → 2026-08-28
$2000/month · Monthly DCA · S&P 500
Contributed$160,616
Blind DCA value$286,775
Return+78.5%
SteadyGrow value$372,548
vs blind DCA+$85,773
Lump sum (same capital)$420,369
S&P 5002020-01-03 → 2026-08-28 · $2000/month
+$85,773 vs blind (+29.9%)Ended +29.9%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $2000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.