What if · since 2016 · S&P 500

What if I invested $2,000 every month in S&P 500 since 2016?

How much would $2,000 monthly into S&P 500 since 2016 be worth? Blind DCA vs adaptive contributions.

2016-01-012026-08-28

$2000/month · Monthly DCA · S&P 500

Contributed$257,078
Blind DCA value$626,479
Return+143.7%
SteadyGrow value$771,973
vs blind DCA+$145,494
Lump sum (same capital)$1,149,643
S&P 5002016-01-01 → 2026-08-28 · $2000/month
 +$145,494 vs blind (+23.2%)Ended +23.2%
Blind DCASteadyGrow
$452$199k$397k$595k$793k2016-012018-022020-042022-052024-072026-08

What if your contribution wasn't always the same?

Blind DCA deploys $2000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.