2022 bear market
DCA through the 2022 bear market
Historical S&P 500 dollar-cost averaging in 2022 — blind DCA vs SteadyGrow adaptive contributions.
2022-01-07 → 2022-12-30
$500/week · Weekly DCA · S&P 500
Contributed$26,000
Blind DCA value$24,717
Return-4.9%
SteadyGrow value$51,638
vs blind DCA+$26,921
Lump sum (same capital)$21,678
S&P 5002022-01-07 → 2022-12-30 · $500/week
+$26,921 vs blind (+108.9%)Ended +108.9%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $500/week every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.