DCA calculator · S&P 500

What if you invest $5,000 every month in S&P 500?

Historical $5,000/month S&P 500 DCA — contributions, portfolio value, blind vs adaptive sizing.

2015-01-022026-08-28

$5000/month · Monthly DCA · S&P 500

Contributed$702,695
Blind DCA value$1,834,958
Return+161.1%
SteadyGrow value$2,376,556
vs blind DCA+$541,598
Lump sum (same capital)$3,175,773
S&P 5002015-01-02 → 2026-08-28 · $5000/month
 +$541,598 vs blind (+29.5%)Ended +29.5%
Blind DCASteadyGrow
$1,131$612k$1.22M$1.83M$2.44M2015-012017-052019-082021-122024-042026-08

What if your contribution wasn't always the same?

Blind DCA deploys $5000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.