What if · since 2020 · NASDAQ 100

What if I invested $500 every month in NASDAQ 100 since 2020?

How much would $500 monthly into NASDAQ 100 since 2020 be worth? Blind DCA vs adaptive contributions.

2020-01-032026-08-28

$500/month · Monthly DCA · NASDAQ 100

Contributed$40,152
Blind DCA value$80,061
Return+99.4%
SteadyGrow value$120,710
vs blind DCA+$40,649
Lump sum (same capital)$139,491
NASDAQ 1002020-01-03 → 2026-08-28 · $500/month
 +$40,649 vs blind (+50.8%)Ended +50.8%
Blind DCASteadyGrow
$0$31.3k$62.6k$94k$125k2020-012021-042022-092023-122025-052026-08

What if your contribution wasn't always the same?

Blind DCA deploys $500/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.