What if · since 2021 · Gold

What if I invested $500 every month in Gold since 2021?

How much would $500 monthly into Gold since 2021 be worth? Blind DCA vs adaptive contributions.

2021-01-012026-08-28

$500/month · Monthly DCA · Gold

Contributed$34,152
Blind DCA value$66,123
Return+93.6%
SteadyGrow value$64,540
vs blind DCA$-1,583
Lump sum (same capital)$78,267
Gold2021-01-01 → 2026-08-28 · $500/month
 $-1,583 vs blind (-2.4%)Ended -2.4%
Blind DCASteadyGrow
$8$19k$38.1k$57.1k$76.2k2021-012022-022023-042024-052025-072026-08

What if your contribution wasn't always the same?

Blind DCA deploys $500/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.