What if · since 2020 · Europe

What if I invested $500 every month in Europe since 2020?

How much would $500 monthly into Europe since 2020 be worth? Blind DCA vs adaptive contributions.

2020-01-032026-08-28

$500/month · Monthly DCA · Europe

Contributed$40,152
Blind DCA value$64,171
Return+59.8%
SteadyGrow value$91,328
vs blind DCA+$27,157
Lump sum (same capital)$75,830
Europe2020-01-03 → 2026-08-28 · $500/month
 +$27,157 vs blind (+42.3%)Ended +42.3%
Blind DCASteadyGrow
$113$23.5k$46.9k$70.2k$93.6k2020-012021-042022-092023-122025-052026-08

What if your contribution wasn't always the same?

Blind DCA deploys $500/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.