What if · since 2020 · Bitcoin

What if I invested $500 every month in Bitcoin since 2020?

How much would $500 monthly into Bitcoin since 2020 be worth? Blind DCA vs adaptive contributions.

2020-01-032026-08-28

$500/month · Monthly DCA · Bitcoin

Contributed$40,152
Blind DCA value$109,773
Return+173.4%
SteadyGrow value$151,953
vs blind DCA+$42,179
Lump sum (same capital)$425,452
Bitcoin2020-01-03 → 2026-08-28 · $500/month
 +$42,179 vs blind (+38.4%)Ended +38.4%
Blind DCASteadyGrow
$113$57k$114k$171k$228k2020-012021-042022-092023-122025-052026-08

What if your contribution wasn't always the same?

Blind DCA deploys $500/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.