What if · since 2023 · S&P 500

What if I invested $2,000 every month in S&P 500 since 2023?

How much would $2,000 monthly into S&P 500 since 2023 be worth? Blind DCA vs adaptive contributions.

2023-01-062026-08-28

$2000/month · Monthly DCA · S&P 500

Contributed$88,154
Blind DCA value$127,901
Return+45.1%
SteadyGrow value$137,996
vs blind DCA+$10,095
Lump sum (same capital)$182,752
S&P 5002023-01-06 → 2026-08-28 · $2000/month
 +$10,095 vs blind (+7.9%)Ended +7.9%
Blind DCASteadyGrow
$452$35.6k$70.7k$106k$141k2023-012023-092024-062025-032025-122026-08

What if your contribution wasn't always the same?

Blind DCA deploys $2000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.