What if · since 2023 · S&P 500
What if I invested $1,000 every month in S&P 500 since 2023?
How much would $1,000 monthly into S&P 500 since 2023 be worth? Blind DCA vs adaptive contributions.
2023-01-06 → 2026-08-28
$1000/month · Monthly DCA · S&P 500
Contributed$44,077
Blind DCA value$63,950
Return+45.1%
SteadyGrow value$68,998
vs blind DCA+$5,047
Lump sum (same capital)$91,376
S&P 5002023-01-06 → 2026-08-28 · $1000/month
+$5,047 vs blind (+7.9%)Ended +7.9%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $1000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.