What if · since 2019 · S&P 500
What if I invested $1,000 every month in S&P 500 since 2019?
How much would $1,000 monthly into S&P 500 since 2019 be worth? Blind DCA vs adaptive contributions.
2019-01-04 → 2026-08-28
$1000/month · Monthly DCA · S&P 500
Contributed$92,308
Blind DCA value$178,634
Return+93.5%
SteadyGrow value$238,510
vs blind DCA+$59,876
Lump sum (same capital)$314,433
S&P 5002019-01-04 → 2026-08-28 · $1000/month
+$59,876 vs blind (+33.5%)Ended +33.5%
Blind DCASteadyGrow
What if your contribution wasn't always the same?
Blind DCA deploys $1000/month every period. SteadyGrow keeps the same long-term habit but sizes weeks from valuation and regime — more when markets are cheap, less when they're stretched.