# SteadyGrow

> The home of financial what-ifs. Historical dollar-cost averaging calculators and DCA timing signals — signal-only, you keep custody.

SteadyGrow helps people answer counterfactual money questions on real market history since 2015 (S&P 500, Bitcoin, and more), and optionally size weekly contributions with model-based signals.

## Start here

- [Dollar cost averaging calculator](https://www.steadygrow.io/calculators/dollar-cost-averaging): Free historical DCA calculator on S&P 500 prices
- [DCA vs lump sum calculator](https://www.steadygrow.io/compare/dca-vs-lump-sum): Same total cash, weekly DCA vs investing everything on day one
- [What-if calculator](https://www.steadygrow.io/what-if): Question-shaped historical scenarios
- [DCA guides](https://www.steadygrow.io/learn/dca): What DCA is, vs lump sum, crashes, disadvantages
- [The Boring Alternative](https://www.steadygrow.io/boring): Trading-regret stories vs a boring index habit
- [Monthly investment calculator](https://www.steadygrow.io/calculators/monthly-investment): Historical monthly DCA, not a fixed-rate toy
- [Bitcoin DCA calculator](https://www.steadygrow.io/calculators/crypto-dca): Crypto/Bitcoin dollar-cost averaging on weekly history

## Optional

- [Full page index](https://www.steadygrow.io/llms-full.txt): Longer list of guides and tools
- [Sitemap](https://www.steadygrow.io/sitemap.xml)

## Top DCA guides

- [What is dollar-cost averaging (DCA)?](https://www.steadygrow.io/learn/dca/what-is-dca): Dollar-cost averaging means investing a fixed amount on a schedule — weekly or monthly — instead of timing one big buy. How it works, and how to run it on real S&P 500 history.
- [How does dollar-cost averaging work?](https://www.steadygrow.io/learn/dca/how-dca-works): Step-by-step how DCA buys work — schedule, contribution size, what happens when prices fall or rise — plus a free historical calculator.
- [DCA vs lump sum investing](https://www.steadygrow.io/learn/dca/dca-vs-lump-sum): Dollar-cost averaging vs investing the same cash all at once. What history usually shows, when DCA still makes sense, and a free side-by-side calculator.
- [Weekly vs monthly dollar-cost averaging](https://www.steadygrow.io/learn/dca/weekly-vs-monthly-dca): Should you DCA every week or every month? How cadence changes purchases on real history — and a calculator built for both habits.
- [Does dollar-cost averaging work in a bull market?](https://www.steadygrow.io/learn/dca/dca-in-bull-market): DCA in rising markets often trails lump sum on paper — but still beats waiting. Historical framing and calculators since 2015.
- [Does dollar-cost averaging work in a bear market?](https://www.steadygrow.io/learn/dca/dca-in-bear-market): DCA in falling markets buys more units at lower prices — if you keep contributing. Crash calculators for 2020 and 2022.